CIC INSURANCE GROUP LIMITED TRAVEL INSURANCE OVERVIEW & RATES
CIC Travel Insurance Policy offers the following benefits and much more
- Emergency Medical Related expenses
- Personal accident cover
- Reimbursement of travel and accommodation expenses incurred in the event of cancellation or curtailment of an insured trip
- Reimbursement of reasonable expenses incurred following travel delays.
- Loss or damage to luggage.
- Loss of cash and /or travel documents.
Through our travel assistance partner CIC will assist with the following during travel :
- Interpreter Referral
- Pre –trip information services
- Embassy Referral which will include address, telephone numbers of the nearest consulate and embassy
- Emergency Message Transmission back home in the event of hospitalization.
- Arrangement of hotel accommodation for a visiting companion in the event of hospitalization
| COVER & BENEFIT OPTIONS | GOLD PPUS$ | SILVER PP US$ | DIAMOND PP US$ | STUDENT PP US$ | BUDGET PP US$ | ||
| Section 1: Medical Protection | |||||||
| Emergency medical related expenses | 300,000 | 200,000 | 75,000 | 45,000 | 50,000 | ||
| Medical, Transportation Repatriation | 50,000 | 30,000 | 25,000 | 20,000 | 20,000 | ||
| In Hospital Cash Benefit –maximum 30 days | 350 (35 per day) | 250(25 per day) | 200(15 per day | 200(15 per day) | 200(15 per day) | ||
| Emergency Dental cover | 350 | 300 | 250 | 200 | 200 | ||
| Emergency Optical Expenses | 350 | 300 | 300 | 200 | 200 | ||
| Burial, Cremation or Return of Mortal Remains, Coffin expenses Cost | 50,000 | 30,000 | 25,000 | 20,000 | 20,000 | ||
| Follow up treatment In Country Of Usual Residence | 2,000 | 1,000 | 500 | 500 | 500 | ||
| Terrorism, Hostage, Hijack or Wrongful Detention | Included | Included | Included | Included | Included | ||
| COVER & BENEFIT OPTIONS | GOLD PPUS$ | SILVER PP US$ | DIAMOND PP US$ | STUDENT PP US$ | BUDGET PP US$ | ||
| Section 2: Personal Accident | |||||||
| Accidental Death – Adults onlyChildren less than 18 years(Exposure, disappearance, strikes & riots, Terrorism, Hijack, wrongful detention) | 15,0007,500 | 10,0005,000 | 5,0003,000 | 5,0002,500 | 5,0002,000 | ||
| Accidental Disablement – Adults onlyChildren less than 18 years(Exposure, disappearance, strikes & riots, Terrorism, Hijack, wrongful detention) | 30,0007,500 | 25,0005,000 | 15,0003,000 | 10,0002,500 | 10,0002,000 | ||
| War & Terrorism | Included | Included | Included | Included | Included | ||
| COVER & BENEFIT OPTIONS | GOLD PPUS$ | SILVER PP US$ | DIAMOND PP US$ | STUDENT PP US$ | BUDGET PP US$ |
| Section 3: Cancellation and Curtailment | |||||
| Journey Cancellation | 2,000 | 1,500 | 1,000 | 1,000 | 1,000 |
| Journey Curtailment | 2,000 | 1,500 | 1,000 | 1,000 | 1,000 |
| Section 4: Travel Delay | 200 | 150 | 1,00 | 75 | 100 |
| Section 5: Personal Liability | 150,000 | 100,000 | 50,000 | 50,000 | 25,000 |
| Legal Expenses | 1,000 | 500 | 500 | 500 | 500 |
| Section 6: Hijack, Hostage or Wrongful Detention Maximum per event | 7,500 (75 per day) | 5,000 (50 per day) | 4,000 (40 per day) | 3,000 (30 per day) | 3,000 (30 per day) |
| Section 7: Travel Luggage Protection | |||||
| Luggage (Single Item Limit 25%) | 1,500 | 1,000 | 750 | 500 | 500 |
| Section 8: Luggage Delay | 200 | 150 | 100 | 75 | 75 |
| Section 9: Cash & Documents (included in Luggage) | 150 | 100 | 100 | 100 | 100 |
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