How To Apply for NIC Bank Personal Loans. Requirements


NIC bank is one of the best banks in the country. The bank offers both secured and unsecured personal loans. If you want to apply for a loan at NIC the following is the required procedure.

They are available to those who have regular income to finance personal consumption and development needs. You can borrow from KES 100,000 to KES 4,000,000 and pay it monthly over a term from 6 months to 6 years*  making it easier to budget.


Original and copy of ID / passport (non-NIC Bank applicants)

Last 6 months bank statement (non-NIC Bank applicants)

Proof of income

1 passport size photograph

Original and copy of KRA Pin certificate

Original and copy of utility bill

Introduction letter from employer on company letterhead(salaried applicants)






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