Stressed because your finances are holding you back from something you really want to do? Our personal loans are just what you need. Whether you want to buy something or need a little help with paying your bills – we give you access to the funds you want. And you decide what to do with the money you get! You have a choice of either secured and unsecured loans.

Unsecured Loans

Benefits:

• You can borrow in Kenya Shillings or in major foreign currencies such as USD, EURO and GBP (if your income/salary is in a foreign currency).
• The application process is short and simple.
• There is no penalty for early repayment.
• Loan Protection Insurance – to cover your repayments in case of accidental death or accidental permanent disability.

Features:

• The minimum amount you can borrow is KShs 50,000; the maximum KShs 3 million.
• We offer flexible repayment options – you get up to 5 years to repay the loan.
• We charge interest on reducing balance basis.

Application Requirements:

• Your pay slips for the latest three months.
• Certified copies of bank statements for the latest 6 months.
• A personal Financial Statement (if not salaried)
• A letter of reference from your current employer.

For more information contact our will be happy to guide you through the application process.

Click here for Application Form

For more information contact your Relationship Manager, Customer Service Representatives or email us on [email protected]

Secured Loans

Benefits:

• You can use your Kenya Shillings or foreign currency deposits such as USD, EURO and GBP and borrow up to 90% of the deposit amounts
• Flexible borrowing options
• The application process is short and simple
• Loan Protection Insurance

Features:

• The minimum loan amount KShs 50,000
• The maximum loan amount depends on value of security and ability to pay.
• Interest is charged on a reducing balance basis

Acceptable securities:

• Deposits held at CBA.
• Government securities.
• Fully paid stocks and shares quoted in the Nairobi Stock Exchange.
• Property titles with the first legal charge on the bank.

Application Requirements:

• Your pay slips for the latest three months.
• Certified copies of bank statements for the latest 6 months.
• A personal Financial Statement (if not salaried)
• A letter of reference from your current employer.