How To Apply For Unsecured Personal Loans At National Bank Kenya


You can apply for Unsecured Personal Loan at National Bank of Kenya (NBK) .The following are terms and procedures of applying for the loan.



  • Salaried on permanent and pensionable terms in a reputable organization.


  • The minimum amount you can borrow is Kshs 50,000; the maximum Kshs 4million.
  • Flexible repayment options – you get up to 6 years to repay the loan.
  • Interest rates calculated on reducing balance basis.
  • No security needed.


  • Competitive interest rates
  • No security needed
  • Credit Life & Retrenchment Insurance Policy
  • Convenience and easy access; service at your doorstep.
  • Easy access of your money via ATM, Mobile banking and internet banking.
  • Loan top up available.

Documents Required

  1. National Bank Customers

Proof of income – latest 3 months certified copies of pay slips.

Copy of ID/ passport.

One passport size photograph.

Letter of introduction from employer on company letter head.

  1. Non-National Bank Customers

Introduction letter from employer on company letterhead

Six months original bank statements from current bankers, where salary is processed.

Copy of ID / Passport

Proof of income – latest 3 months certified copies of pay slips.

One passport size photograph

Other information.

The Bank reserves the right to approve or decline an application.

The applicant will be checked up against the Credit Reference Bureau.

The Bank reserves the right to change the interest rate.






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