NIC Bank Home Insurance Cover


Home owners should be excited about NIC Bank Insurance policy, which caters for burglary, home appliances, furniture, fire and many other damages.

It is traumatizing when you arrive home only to find an empty house..and you left it full. But if you have insurance policy, you won’t be worried because everything is catered for.

Sleep soundly knowing that your home is protected. With NIC Bank you can insure your household valuables such as furniture, televisions, fridges, toasters, beds, camcorders, jewelry and so on.

The bank’s home insurance package covers the following areas:

  1. The Building – Covered against fire, lightning, earthquake, volcanic eruption, explosion, storm, aircraft crash on property, water damage and any impact caused by any road vehicle not belonging to you.
  2. All contents – All furniture, electronics, clothing, etc. The list is endless! These are covered against fire and burglary
  3. All Risks (Portable items) – Covers all your personal effects during travel, cameras, watches, jewelry, laptops, computer accessories, cell phones, spectacles.
  4. Workers Injury Benefits Act (WIBA) – This is provided where a domestic worker is employed by the insured e.g. cooks, house helps, drivers, watchmen etc. and helps to compensate the employee for injuries sustained at work.
  5. Owner/ Personal Liability – An extension cover that protects you for legal liability claims that may occur arising from accidental bodily injury to third parties and/or accidental loss or damage to their property while on or about the premises.

In addition, you get several free extensions of cover such as golfing liability, deep freezer contents, forced ATM withdrawal, guest and employees’ effects. All these and more through competitive pricing, simple documentation and quick turnaround time.